Are you shopping for a new home or thinking about remodeling your existing home? Buena Vista National Bank has various types of mortgages to accommodate your financial needs. Talk to a loan officer to pre-qualify and assist you with the home loan process.
For your convenience, we offer a variety of ways to make your loan payment or check your loan balance that can save you time and money:
- Automatic payment – We can automatically deduct your loan payment from your checking or savings each month. That means no more writing and mailing checks… or unnecessary fees from accidental late payments.
- Online debit card payment.
- 24-hour Banking – Track your loan balance or make a payment day or night through Online and Mobile Banking.
Our Mortgage Loan Options
Fixed Rate Mortgages
If you’re looking for a loan where the monthly payment will not change and will be easy to budget, explore a Fixed Rate Mortgage. A 15, 20, or 30 year fixed rate loan to qualifying borrowers to finance as much as 80% of the value of a residential property (can be purchase or refinance). In some cases well qualified borrowers can finance up to 90% of the value of the property.
First Time Home Buyer / Affordable Down Payment Mortgages
Our First Time Home Buyer mortgage may be a good option if you’re a qualified home buyer unable to make a larger down payment. This fixed rate loan for modest income borrowers offers a competitive rate with a down payment as low as 3% to help make buying a home more affordable.
Our In-house Mortgage is tailored to fit the needs of those who may not qualify for the above mentioned programs. That is one of the advantages of working with a community bank. We take pride in offering a variety of products and will work with you to find one that suits your needs.
Home Equity Line of Credit
Our home equity line of credit is designed to help you use the equity in your home responsibly. If you’re considering a home renovation or planning for a major expense, we can help.
Whether you want to purchase land or refinance an existing property, our Lenders are ready to help.
Building a home can be an overwhelming process. In addition to short term financing options, our Lenders offer personal service and guidance every step of the way.