August 2025

August brings a shift from summer fun to fall planning and that often means back-to-school spending, routine changes, and new financial goals. Whether you’re shopping for school supplies, preparing for college, or just trying to reset your budget, BV Bank is here to help you make smart moves this season.

Here are five tips to keep your finances in check as summer winds down:

1. Plan for Back-to-School Expenses

From classroom supplies to new clothes, the costs can add up fast. Before you shop, take inventory of what you already have, set a budget, and stick to a list.

BV Bank Tip:

Use our online banking tools to track spending by category and stay on top of your school-year budget.

2. Open a Zen Card Account

Teaching your child how to manage money early builds lifelong financial skills. Our Zen Card Account offer flexible access, no monthly fees, and convenient mobile banking features.

BV Bank Tip:

Link your teen’s debit card to your account for easy transfers, balance monitoring with Notifi, and spending guidance.

3. Reset Your Monthly Budget

August is a great time to review your monthly spending plan before fall activities and holidays arrive. Have your priorities changed? Are you saving enough?

4. Revisit Your Savings Goals

If summer spending took a toll on your savings, now’s the time to regroup. Consider setting up automatic transfers to your savings account every payday. Even a small amount adds up over time.

BV Bank Tip:

Set up automatic transfers from your Online or Mobile Banking account.

5. Protect Yourself from Late-Summer Scams

End-of-season travel deals, school-related phishing emails, and donation scams all tend to rise this time of year. Be wary of any urgent messages asking for personal or payment information.

BV Bank Tip:

Check out our latest BVNB Fraud Watch to stay alert and informed about the newest scam tactics.

Start the School Year Strong with BV Bank

From flexible student accounts to personalized support, BV Bank is your partner for smart money management. Let us help you turn financial goals into financial wins this fall and beyond.

Visit us online or stop by your nearest branch today.