Personal Banking
Built Just For You!
Checking Accounts
Buena Vista National Bank Checking Accounts provide a secure way to keep your money while giving you the flexibility you deserve. Our checking accounts are designed to serve you wherever you are in your journey.
Compare the features in our checking accounts below and apply to open your account online today! ***
BV Rewards
Required Opening Balance: $50.00
No minimum balance to earn rewards Yes
Unlimited checking Yes
FDIC insured Yes
Interest Earning: Yes
FREE BV Debit Card: Yes
FREE eStatement: Yes
FREE Online Banking: Yes
FREE ePay: Yes
FREE Basic Style Checks: No
Monthly Service Charge: FREE
Fees May Reduce Earning on Account: No
FREE Automatic Transfers and Direct Deposits: Yes
Additional Information
- Highest yield on balance up to $15,000 when qualifications are met
- Cap yield on the amount of balance over $15,000 when qualifications are met
- Minimum yield if qualifications are not met
- Nationwide ATM fee refunds up to $10 per monthly qualification cycle
Qualifications are as follows:
- Have at least 12 debit card point of sale transactions post and settle per qualification cycle.
- Received monthly estatements
- Have at least one direct deposit, automatic payment or BillPay post and settle per qualification cycle.
Vista Gold Rewards*
Required Opening Balance: $50.00
Interest Earning: No
FREE BV Debit Card: Yes
FREE Monthly Statement: Yes
FREE Online Banking: Yes
FREE ePay: Yes
FREE Basic Style Checks: Yes
Monthly Service Charge: $6.50*
Fees May Reduce Earning on Account: No
FREE Automatic Transfers and Direct Deposit: Yes
Zen Card
Required Opening Balance: $0.00
Interest Earning: No
FREE Zen Card: Yes – with exclusive design
FREE Monthly eStatement: Yes
FREE Online & Mobile Banking: Yes
FREE ePay: Yes
Monthly Service Charge: No
Fees May Reduce Earning on Account: No
FREE Automatic Transfers and Direct Deposit: Yes
*Customers high school – 29 years of age.
Senior Checking*
Required Opening Balance: $50.00
Interest Earning: No
FREE BV Check Card: Yes
FREE Monthly Statement: Yes
FREE Online Banking: Yes
FREE ePay: Yes
FREE Basic Style Checks: Yes
Monthly Service Charge: FREE**
Fees May Reduce Earning on Account: No
FREE Automatic Transfers and Direct Deposit: Yes
Round Up Savings
Every purchase helps you save.
With Round Up Savings, every debit card purchase is rounded up to the nearest dollar, and the difference is automatically deposited into your savings account. No extra steps required, just easy savings that can add up quickly. This feature is an optional add-on to your checking account. Contact us to enroll.
Savings Accounts
Buena Vista National Bank Savings Accounts provide a secure way to earn interest on your deposits that are FDIC-insured and build value over time! Our savings accounts are designed to serve you wherever you are in your journey.
Compare the features in our savings accounts below and apply to open your account online today! ***
Regular Savings
Required Opening Balance: $50.00
Interest Earning: Yes
FREE BV Check Card: No
FREE Annual Statement: Yes
FREE Online Banking: Yes
FREE ePay: No
FREE Basic Style Checks: No
Monthly Service Charge: $2 < $100
Christmas Club
Required Opening Balance: $1.00
Interest Earning: Yes
FREE BV Check Card: No
FREE Semi-Annual Statement: No
FREE Online Banking: Yes
FREE ePay: No
FREE Basic Style Checks: No
Monthly Service Charge: FREE
Fees May Reduce Earning on Account: No
FREE Automatic Transfers and Direct Deposits: Yes
Money Market
Required Opening Balance: $1,000.00
Interest Earning: Yes
FREE BV Check Card: No
FREE Monthly Statement: Yes
FREE Online Banking: Yes
FREE ePay: Yes
FREE Basic Style Checks: No
Monthly Service Charge: $5 < $500 Fees May Reduce Earning on Account: Yes
FREE Automatic Transfers and Direct Deposit: Yes
BV Kid's Club
Required Opening Balance: $25.00
Interest Earning: Yes
FREE BV Check Card: No
FREE Annual Statement: No
FREE Online Banking: Yes
FREE ePay: No
FREE Basic Style Checks: No
Monthly Service Charge: FREE
Fees May Reduce Earning on Account: No
FREE Automatic Transfers and Direct Deposit: Yes
Round Up Savings
Every purchase helps you save.
With Round Up Savings, every debit card purchase is rounded up to the nearest dollar, and the difference is automatically deposited into your savings account. No extra steps required, just easy savings that can add up quickly. This feature is an optional add-on to your checking account. Contact us to enroll.
Health Savings Accounts (HSAs)
A BV Health Savings Account (HSA) is a simple way to save for qualified medical expenses while enjoying potential tax benefits. If you are enrolled in a High Deductible Health Plan (HDHP), an HSA can help you pay for things like doctor visits, prescriptions, dental care, vision expenses, and more.
Your HSA funds belong to you, roll over year after year, and can move with you even if you change jobs or retire. Open your BV Health Savings Account (HSA) today!***
BV Health Savings Account (HSA)
Required Opening Balance: $50.00
Interest Earning: Yes
FDIC Insured: Yes
FREE Online Banking: Yes
FREE Monthly Statement: Yes
Monthly Service Charge: $2.00
Fees May Reduce Earning on Account: No
- Funds can be used for qualified medical expenses
- Contributions may be tax-deductible (consult your tax advisor)
- Account funds roll over year after year
- HSAs are available to individuals enrolled in a qualified HDHP
*Vista Gold Rewards service charge may be reduced by utilizing debit card, eStatement, ePay, direct deposit or debit, or maintaining a minimum balance of $500.
** Senior Checking free for customers age 55 and older.
***You may need the following information for each applicant:
- Social Security Number
- Valid ID (Driver’s License or other government-issued ID)
To fund your accounts, you will also need your current account and routing numbers (or a check)
All new accounts and BV Debit Cards are subject to credit approval. Early account closing fees apply.
